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The final piece of the puzzle appears to be the actual program used to develop the application. The program comes in two different forms. The "Standard" program ($99) is geared toward developers who are creating free/commercial applications and want to distribute the apps on the Apple Store. The "Enterprise" program ($299) is focused on companies with 500 or more employees that are interested in creating proprietary in-house applications. The only problem is the program is restricted to Mac computers. I'll have to find that software that allow PC users to emulate Mac computers or buy a two thousand dollar Mac. Choices, choices, choices . . .